Why It Matters
If you pass away unexpectedly, your family won't have to worry about losing their home. Your mortgage will be paid off.
Sleep better knowing your loved ones will be secure in their home, no matter what happens to you.
Competitive rates from 30+ carriers mean you get the best protection for your budget.
Most policies require no medical exam. A quick approval process gets you covered fast.
Some policies offer return of premium features — get your money back if you don't use it.
Ensure your spouse and children can stay in their home without financial burden.
How It Works
Meet with Alek Mires to discuss your mortgage amount, family needs, and budget. We'll explain all your options.
We'll search through 30+ top carriers to find the best coverage at the best price for your specific situation.
Most policies require no medical exam. Complete a simple application and get approved quickly.
Once approved, your coverage begins. Your family's home is now protected no matter what happens.
Coverage Details
Questions
Mortgage protection is specifically designed to pay off your mortgage, while term life insurance provides a lump sum that beneficiaries can use for any purpose. Mortgage protection decreases as your mortgage balance decreases, often making it more affordable.
It depends on your current coverage amount. If your existing life insurance would fully cover your mortgage plus other expenses, you may be adequately protected. However, many people find mortgage protection provides additional peace of mind specifically for their home.
Most mortgage protection policies are portable, meaning you can transfer them to a new mortgage. Some policies may require updates to coverage amounts. We'll help you navigate any changes to ensure continuous protection.
Yes. Many mortgage protection policies offer simplified underwriting with no medical exam required. Pre-existing conditions may affect rates, but we work with 30+ carriers to find options that work for your situation.
Typically, your coverage amount should match your outstanding mortgage balance. We'll review your specific situation including your mortgage amount, term remaining, and family needs to recommend the right coverage level.
Coverage typically begins once your application is approved and your first premium payment is processed. This can often happen within 48 hours of submitting your application.
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